How do I calculate my photography day rate?

Add your target annual income to your total business costs (insurance, equipment, software, travel, marketing, etc.), then divide by the number of shoot days you can realistically book per year. Most full-time photographers shoot 80-150 days per year.

What business costs should I include?

Include equipment depreciation, insurance (public liability, professional indemnity), software subscriptions (Lightroom, Photoshop), website hosting, marketing, professional memberships, accounting, travel, training, and a contingency fund. These typically total £5,000-£15,000+ per year in the UK.

Why is my effective hourly rate lower than expected?

Because every shoot includes unpaid hours: travel, setup, editing, culling, delivery, client communication, invoicing and admin. A typical 8-hour shoot day generates 12-20 hours of total work. Your day rate must cover all of these hours, not just the shoot itself.

Should I charge the same for half-day and full-day bookings?

No. A half-day still blocks most of your day (travel, setup, editing), so it should be priced at 60-70% of your full day rate, not 50%. This reflects the opportunity cost of not being able to book a second job that day.

Photography Rate Calculator — Day Rate & Pricing

Calculate your photography day rate based on target income, business costs and shoot frequency.

Target Annual Income

Your desired take-home pay

Annual Business Costs

Insurance, gear, software, etc.

Shoot Days per Year

Realistic billable shoot days

Edit Hours per Shoot

Post-production time per job

Admin Hours per Week

Emails, invoicing, marketing, etc.

How We Calculate This

The day rate calculation ensures your photography covers all costs and meets your income goal:

Total revenue needed = target income + business costs

Day rate = total revenue / shoot days per year

The effective hourly rate divides your day rate by total hours per job (shooting + editing + admin allocation), giving you a realistic picture of your true earning rate per hour of work.

Frequently Asked Questions

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Last updated: February 2026

All calculations are estimates based on standard optical and photographic formulas. Results may vary with specific equipment.